/IRBIS, November 18, 02/ - The data below was published by IRBIS in accordance with including into Kazakhstan stock exchange's (KASE) official "А" listing category of coupon bonds of Kazakhstan Mortgage Company CJSC (Almaty) of the first issue. The reference has been made by the materials of KASE's listing commission's conclusion.

Kazakhstan Mortgage Company CJSC makes financial statement in compliance with Kazakhstan accounting standards, and also banking legislation of Kazakhstan.

International audit of the company's financial statement for 2001, which was prepared in compliance with Kazakhstan accounting standards, was made by Arthur Andersen (Almaty) in compliance with Kazakhstan and international auditing standards.

Below is data of the company's financial statement and indicators, which were calculated by KASE's specialists on their base (th. KZT, unless otherwise specified).

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                                      As of       As of       As of
Indicator                        *Jan 1, 02 **Jan 1, 02 **Oct 1, 02
-------------------------------- ---------- ----------- -----------
Issued (paid) authorized capital  1,000,000   1,000,000   1,000,000
Shareholders' equity              1,055,450   1,055,450   1,105,346
Total assets                      1,056,868   1,057,883   1,108,665
Liquid assets                       940,450     941,465     655,151
Mortgage credits, granted (net)      60,293      60,293     416,531
Liabilities, total                    1,418       2,433       3,318
Attracted means                           0           0           0
Total revenues                      106,591     106,592     111,923
Net income                           55,450      55,450      55 346
Return on assets (ROA), %              5.25        5.23        4.99
Return on equity (ROE), %              5.25        5.24        5.01
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* - on audited statement, ** - on non-audited statement.

According to the auditor's report of Arthur Andersen the financial statement is impartial and objective description of the company's financial situation as of December 31 of 2001, and also results of its activity and cash flow for the year, which ended by the mentioned date, in compliance with Kazakhstan accounting standards.

[2002-11-18]