/KASE, Nov.17, 00 / - Bank CenterCredit OJSC (Almaty), in accordance with the listing requirements, provided the Kazakhstan Stock Exchange (KASE) with its financial statements for 9 months of 2000: balance sheet and income statement.

Following are the results of the issuer in 9 months of 2000 (in th. KZT):

------------------------------------------------------------------
                                      As of       As of  Change, %
Indicator                          Oct.1,99    Oct.1,00           
-------------------------------  ----------  ----------  ---------
Authorized capital (registered)   1,063,339   2,063,339      +94.0
Authorized capital (paid)         1,063,339   1,469,296      +38.2
Shareholders' equity              1,315,919   1,725,842      +31.2
Total assets                     11,795,670  17,027,484      +44.4
Liquid assets                     2,778,899   4,265,350      +53.5
Loans and deposits                9,807,439  14,739,524      +50.3
Credits granted (net)             6,795,571  11,167,989      +64.3
Operating income                  2,862,020   3,238,624      +13.2
General expenses                  2,766,445   3,173,331      +14.7
Net income of the period             95,575      65,293      -31.7
Book value of one share, KZT         247.51      234.92       -5.1
-------------------------------  ----------  ----------  ---------

Compared to similar period of 1999 growth took place in:

• shareholders' equity of the bank - by KZT409.9 mln, or 31.2% (paid portion of authorized capital - by KZT406.5 mln, final amount of undistributed income - by KZT4.1 mln with the decrease in accumulations in the funds and reserves - by KZT0.6 mln);
• assets - by KZT5.2 bln, or 44.4%;
• liabilities - by KZT4.8 bln, or 46.0% (as a result of deposits increase by KZT5.5 bln);
• operating income - by KZT376.6 mln, or 13.2%;
• expenses - by KZT406.9 mln, or 14.78%.

Net income of Bank CenterCredit OJSC received in 9 months of the year 2000 equaled KZT65.3 mln, or 31.7% less than in similar period of last year.

Following is the table that shows the dynamics of some Bank CenterCredit OJSC indicators during the year 2000 on a quarterly non-accruing sum basis and (in mln KZT):

Indicator I-2000 II-2000 Change, % III-2000 Change, %

----------------  -------  -------  ---------  --------  ---------
Client deposits   1,271.4    544.2      -57.2   1,165.7     +114.2
Operating income  1,170.0  1,219.3       +4.2     849.3      -30.3
Net income           91.6      6.0      -93.5     -32.2     -640.2
----------------  -------  -------  ---------  --------  ---------

From August 13, 1999 common inscribed shares (KZ1C36280419, trade code - CCBN) of Bank CenterCredit OJSC were entered into official list of the KASE securities under category "A" (from June 28, 1999 through August 13, 1999 they were traded on non-listed securities trade floor).