Moody's сменило прогноз рейтинга Нурбанка (Казахстан) на "стабильный"

/REUTERS, 13.10.05/ - Рейтинговое Moody's сменило прогноз долгосрочного валютного рейтинга казахстанского Нурбанка на "стабильный" с позитивного", сообщило агентство. Банку присвоен рейтинг "Ва3". Причиной пересмотра прогноза стало сокращение объемов ссудного портфеля и депозитов клиентов, ухудшение качества активов и снижение ликвидности банка в первом полугодии 2005 года. "Moody's считает, что ввиду этих факторов вероятность повышения рейтинга Нурбанка в краткосрочной перспективе невелика; более того, если они станут частью устойчивой тенденции, рейтинг может подвергнут дальнейшему негативному пересмотру", - говорится в сообщении агентства. Ниже приводится полный текст сообщения агентства Moody's на английском языке. MOODY'S CHANGES TO STABLE FROM POSITIVE THE OUTLOOK ON NURBANK'S (KAZAKHSTAN) BA3/E+ RATINGS Oct 12 - Moody's Investors Service has changed to stable from positive the outlook on the Ba3 long-term foreign currency deposit rating, on the outstanding senior unsecured notes and E+ financial strength rating (FSR) of Kazakhstan's Nurbank. According to Moody's, the change of outlook reflects a set of converging trends that occurred during 1H 2005 according to data available under Kazakhstani standards of reporting, including (i) a decrease of 3% in the gross loan portfolio and 14% in customer deposits (at a time when average growth among Nurbank's competitors reached sustained double-digit figures), which resulted in a reduced market share for the bank; (ii) deteriorating asset quality, as evidenced in a jump from 1.4% to 4.7% in loans classified as losses; and (iii) a tightening liquidity position that has resulted in steadily increasing reliance on syndicated loan facilities from, and Eurobonds issues subscribed by foreign banks. Moody's believes that in the light of these recent developments Nurbank's rating has little upside potential over the short term; moreover, if these recent events should become a structural trend, further negative rating actions could be taken. Nurbank's Ba3 deposit rating continues to impute the expectation of limited support from the Kazakhstani authorities in the event of need, reflecting the bank's relative importance to the national banking system. However, Moody's cautions that any such external support from the country's financial authorities might be only of a limited nature. The extent and timeliness of such support are somewhat uncertain, but are well captured in the Ba3 rating. Nurbank is headquartered in Almaty, Kazakhstan, and reported total assets in accordance with Kazakhstani standards of reporting of KZT114.4 billion (US$844 million) and 1H profit of KZT0.66 billion (US$4.9 million) as of 30 June 2005. [2005-10-13]