Moody's присвоило АО Дочерний Банк "Альфа-Банк" (Казахстан) долгосрочный депозитный рейтинг по национальной шкале на уровне "B1.kz"

/Moody's Investors Service, Лондон, 22.11.11, перевод и заголовок KASE/ - Рейтинговое агентство Moody's Investors Service сегодня присвоило Альфа- Банк Казахстан долгосрочный депозитный рейтинг по национальной шкале (NSR) на уровне B1.kz. NSR не подразумевает какой-либо специфичный прогноз. В то же время следующие рейтинги Альфа-Банка Казахстан по международной шкале были подтверждены: рейтинг финансовой устойчивости банка (BFSR) - на уровне E+, что приблизительно соответствует B2 по долгосрочной шкале; рейтинги долгосрочных депозитов в иностранной и местной валюте - на уровне B2, и рейтинги краткосрочных банковских депозитов в иностранной и местной валюте - на уровне Not Prime. Подтверждение агентством Moody's рейтингов по международной шкале основывается на аудированной финансовой отчетности банка за 2010 год, подготовленной согласно МСФО, а также неаудированных результатах за 3-й квартал 2011 г., подготовленных согласно местной версии GAAP. Ниже приводится оригинальный текст сообщения Moody's на английском языке. London, 22 November 2011 - Moody's Investors Service has today assigned a B1.kz long-term national scale deposit rating (NSR) to Alfa-Bank Kazakhstan. The NSR carries no specific outlook. Concurrently, the following global scale ratings of Alfa-Bank Kazakhstan were affirmed: the standalone E+ bank financial strength rating (BFSR), which maps to B2 on the long-term scale; the B2 long- term foreign and local currency deposit ratings, and the Not Prime short-term foreign and local currency bank deposit ratings. Moody's affirmation of Alfa-Bank Kazakhstan's global scale ratings is based on the bank's audited financial statements for 2010 prepared under IFRS, and its Q3 2011 unaudited results prepared under local GAAP. RATINGS RATIONALE According to Moody's, Alfa-Bank Kazakhstan's B1.kz NSR is derived from the bank's B2 long-term global local currency deposit rating and reflects the relative standing of the bank's creditworthiness within its domicile country - Kazakhstan. The assignment of a B1.kz NSR reflects the bank's relatively stronger position compared with other domestic banks rated B2 on a global scale. Any future changes in Alfa-Bank Kazakhstan's NSR will be linked to the creditworthiness of the bank as reflected in the global scale ratings. Moody's affirmation of Alfa-Bank Kazakhstan's global scale ratings, with a stable outlook, also reflects the bank's low visibility on the local market due to its modest franchise - with market share of less than 1% of total assets - that characterises the bank as an evolving player in Kazakhstan. However, Alfa-Bank Kazakhstan has continued to actively develop its business and has doubled the volume of its assets over the past two years. From the financial standpoint, Alfa-Bank Kazakhstan maintains capital and liquidity cushions, and profitability that are relatively sufficient for its rating level - as at Q3 2011, the bank reported a Tier 1 capital adequacy ratio of 13.4%, liquid assets accounted for 52% of total liabilities, and return on average equity was 27%. PRINCIPAL METHODOLOGIES The methodologies used in this rating were Bank Financial Strength Ratings: Global Methodology published in February 2007, and Incorporation of Joint- Default Analysis into Moody's Bank Ratings: A Refined Methodology published in March 2007. Please see the Credit Policy page on www.moodys.com for a copy of these methodologies. Headquartered in Almaty, Kazakhstan, Alfa-Bank Kazakhstan reported total assets of KZT76 billion (US$519 million) under audited IFRS as of YE2010, up 72% compared to 2009. The bank's net profit totalled KZT2.1 billion (US$14 million) at YE2010. Moody's National Scale Ratings (NSRs) are intended as relative measures of creditworthiness among debt issues and issuers within a country, enabling market participants to better differentiate relative risks. NSRs differ from Moody's global scale ratings in that they are not globally comparable with the full universe of Moody's rated entities, but only with NSRs for other rated debt issues and issuers within the same country. NSRs are designated by a ".nn" country modifier signifying the relevant country, as in ".mx" for Mexico. For further information on Moody's approach to national scale ratings, please refer to Moody's Rating Implementation Guidance published in August 2010 entitled "Mapping Moody's National Scale Ratings to Global Scale Ratings". 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Please see ratings tab on the issuer/entity page on www.moodys.com for the last rating action and the rating history. The date on which some ratings were first released goes back to a time before Moody's ratings were fully digitized and accurate data may not be available. Consequently, Moody's provides a date that it believes is the most reliable and accurate based on the information that is available to it. Please see the ratings disclosure page on our website www.moodys.com for further information. Please see www.moodys.com for any updates on changes to the lead rating analyst and to the Moody's legal entity that has issued the rating. Maxim Bogdashkin Asst Vice President - Analyst Financial Institutions Group Moody's Investors Service Limited, Moscow Branch 7th floor, Four Winds Plaza 21 1st Tverskaya-Yamskaya St. Moscow 125047 Russia Telephone: +7 495 228 6060 Facsimile: +7 495 228 6091 Yves Lemay MD - Banking Financial Institutions Group JOURNALISTS: 44 20 7772 5456 SUBSCRIBERS: 44 20 7772 5454 Releasing Office: Moody's Investors Service Ltd. One Canada Square Canary Wharf London E14 5FA United Kingdom JOURNALISTS: 44 20 7772 5456 SUBSCRIBERS: 44 20 7772 5454 [2011-11-23]