Moody's Investors Service присвоило ОАО ДБ "Альфа-Банк" (Казахстан) кредитные рейтинги E+/B1/NP, прогноз "стабильный"

/ИРБИС, 04.07.03/ - Агентство Moody's Investors Service сегодня сообщило о присвоении первых кредитных рейтингов ОАО ДБ "Альфа-Банк" (Алматы), облигации которого торгуются на Казахстанской фондовой бирже (KASE) в высшей категории листинга. Банк получил долгосрочный "В1" по главному необеспеченному долгу в иностранной валюте со стабильным прогнозом и рейтинг финансовой силы (FSR) "E+". Способность банка отвечать по краткосрочным банковским депозитам в иностранной валюте оценена агентством на уровне NP (Not Prime). Ниже приводиться оригинальный текст сообщения Moody's Investors Service на английском языке. MOODY'S ASSIGNS TO ALFA BANK KAZAKHSTAN E+/B1/NP FIRST-TIME RATINGS First-time ratings Limassol, July 04, 2003 -- Moody's Investors Service has assigned to Alfa Bank Kazakhstan an E+ Financial Strength Rating (FSR), and ratings of B1/NP for long- and short-term foreign currency deposits. All ratings carry stable outlooks. Alfa Bank Kazakhstan is a subsidiary of Alfa Bank (E+/B1/NP), which is the largest privately owned bank in Russia in asset terms with total assets exceeding US$4.1 billion as of year-end 2002. Alfa Bank Kazakhstan is an important part of the parent bank's geographical expansion and as such it receives wide-ranging assistance to ensure the highest standards of international business practices within the 'Alfa'-brand companies. Moody's believes that the possibility to utilise the parent's franchise in Russia -- and to capture increased levels of the growing Russian-Kazakhstani trade flows -- is the main competitive advantage of Alfa Bank Kazakhstan compared to the local Kazakhstani banks. These are important factors supporting the E+/B1 ratings. It is Moody's opinion that due to its small size and thus limited importance to the banking sector and economy as a whole, the bank is very unlikely to receive any support from the Kazakhstani authorities in case of distress. Thus the B1 long- term foreign currency deposit rating does not incorporate any possibility of official support. However, Moody's believes that the parent bank/group has enough capacities and would be ready to support Alfa's comparably small operations in case of distress rather than risking its reputation and the confidence in the 'Alfa" name that has been built over the years. The E+ FSR is constrained by the bank's small size and thus increased vulnerability to external shocks, high client concentrations in the loan book and gradually tightening liquidity position. At the same time the FSR takes into account the bank's good financial standings, its good asset quality and the opportunity to expand its business by leveraging the parent bank's franchise. Alfa Bank Kazakhstan is headquartered in Almaty, Kazakhstan and reported total IAS-consolidated assets of KZT8.6 billion (US$55.3 million) as of 31 December 2002. [2003-07-04]