Moody's присвоило рейтинги Нурбанку (Казахстан)
03.12.02 00:00
/REUTERS, НЬЮ-ЙОРК, 03.12.02/ - Международное рейтинговое агентство
Moody's Investors Service присвоило казахстанскому Нурбанку рейтинг
финансовой устойчивости "Е+", а также рейтинги по долгосрочным и
краткосрочным депозитам в иностранной валюте "Ва3/NP", говорится в
сообщении Moody's.
Прогноз изменения всех рейтингов - стабильный.
"Нурбанк - банк с достаточным капиталом, хорошим качеством активов и
финансовыми показателями. Он также является восьмым по величине
банком Казахстана с большой долей на рынке. Эти достоинства учтены в
рейтингах по депозитам в иностранной валюте, которые находятся на
уровне "Ва3/Non-Prime", - говорится в сообщении.
Ниже приводится текст сообщения Moody's на английском языке:
(The following statement was released by the rating agency)
NEW YORK, Dec 3 - Moody's Investors Service has assigned to Kazakhstani
Nurbank an E+ Financial Strength Rating (FSR), and ratings of Ba3/NP for long-
and short-term foreign currency deposits. All ratings carry stable outlooks.
Nurbank is a well-capitalised bank with good asset quality and financial
performance. It is also the eighth-largest bank in Kazakhstan, with a
significant market share. These strengths are reflected in the bank's long-term
foreign currency deposit ratings, which are placed at Ba3/Non-Prime. These
foreign currency deposit ratings have a stable outlook, and also reflect the
importance of Nurbank to Kazakhstan's banking system.
However, we believe that in case of distress any outside support from both the
authorities and the owners would be of limited nature, and its volume and
timelines uncertain. This prevents us from placing the deposit rating at the
level of the Ba1 country ceiling for such ratings. The Financial Strength
Rating (FSR) of E+ (stable outlook) is constrained by the bank's volatile
balance sheet and fluctuating deposit base. A rapid growth in lending
activities represents a challenge for credit risk management and, if not
managed carefully, may also limit the FSR. Any potential credit problems could
exert downward pressure on the FSR. A high level of client and industry
concentrations on both sides of the balance sheet also represents a limiting
factor for any possible upswings in the rating.
At the same time we believe that the bank's ratings may receive support as a
result of Kazakhstan's improving economic conditions and continuing high
international commodity prices, particularly oil. Nurbank is headquartered in
Almaty, Kazakhstan, and reported total IAS assets of KZT24.78 billion (US$165
million) as of 30 June 2002.
[2002-12-03]