On May 11, 2004 annual shareholders meeting of ATFBank JSC (Kazakhstan) to take place

/KASE, April 1, 04/ - ATFBank JSC (Almaty), whose securities are circulating in official "A" listing of Kazakhstan Stock Exchange JSC (KASE), informed KASE about upcoming annual shareholders meeting, which to take place on May 11, 2004 at 10:00 a.m. with the following agenda: - Approval of bank's auditied financial statements for 2003, bank's internal audit group's report. - Distribution of net income earned by ATFBank JSC in 2003 (reserve capital formation). - Dividend amount and procedure for dividends payment in 2003. - Appointment of the auditor and independent register of ATFBank JSC for 2004. - Approval of amendments and additions #2 to the Charter of ATFBank JSC. - Approval of Resolution on the Board of Directors of ATFBank JSC. Place of meeting: 36 Kurmangazy, Hotel Dostyk, Almaty, Kazakhstan. in case of quorom absence the meetin will be rescheduled to May 12 at 10:00 a.m., same address. Shareholders may get familiar with background information and issues relevant to forthcoming meeting in advance, beginning on April 30, 2004 by referring to: 100 Furmanov str., ATFBank JSC, Custody services and capital management department; tel: (3272) 50 30 40 [2004-04-01]