Results of AMB CJSC (Kazakhstan) in 2000

/KASE, Apr 04, 01/ - According to the listing requirements, AMB CJSC (Almaty, official list of securities, category "A) provided Kazakhstan Stock Exchange (KASE) with its consolidated financial statements for 2000: balance sheet, income and cash flows statements. Following are the results of the company in 2000 by the data of the issuer (in th. KZT): As of As of Change, Ratio Jan.1 '00 Jan.1 '01 % ------------------------------------------- ---------- ---------- ------- Authorized paid-up capital 856,350 1,211,100 +41.4 Shareholders' equity 1,492,313 1,983,486 +32.9 Total assets 11,897,245 18,746,816 +57.6 Liquid assets 6,145,982 8,077,465 +31.4 Loans and deposits (including issued bonds) 10,041,883 15,286,352 +52.2 Loans granted 4,692,956 8,694,378 +85.3 Income from operating activity 2,176,454 3,535,603 +62.4 General expenses 1,699,455 3,044,250 +79.1 Net income (loss) 476,999 491,353 +3.0 ------------------------------------------- ---------- ---------- ------- Calculated ratios: ------------------------------------------- ---------- ---------- ------- Return on assets (ROA), % 4.01 2.62 -34.6 Return on equity (ROE), % 31.96 24.77 -22.5 ---------------------------------------------------------------------------- Compared to 1999, the company registered growth of (all figures are givern in tenge): - shareholders' equity by 491.2 mln, or 32.9% (as a result of floatation of fifth emission shares - 354.8 mln; increase in funds and reserves - 135.1 mln; increase in final amount of undistributed profit - 1.3 mln); - assets by 6.8 bln or 57.6% (including: securities in bank's portfolio - 3.1 bln; loan portfolio - 4.0 bln, other assets - 1.1 bln and decrease of loro accounts - 1.4 bln); - liabilities by 6.4 bln, or 61.1% (including growth of current deposits - 3.7 bln; issued bonds - 722.5 mln; repo operation - 732.9 mln); - operational income - 1.4 bln or 62.4% (including interest income from loans and securities - 1.1 bln); - expenses - 1.3 bln or 79.1% (including interest payments - 456.4 mln; non-interest expenses 383.3 mln, provisions - 290.2 mln, income tax - 215.2 mln). As a result, net income of AMB CJSC for the reported period totaled 491.4 mln or 14.4 mln or 3.0% higher than in 1999. Following is the table that shows the dynamics of some bank's indicators during the year 2000 on a quarterly and non-accruing sum basis (in thousand KZT): Ch. Ch. Ch. Indicator I-2000 II-2000 % III-2000 % IV-2000 % ------------------ ------ ------- ------ -------- ------ ------- ------ Change in deposits 734.1 2,097.1 +185.7 -162.9 -107.8 588.4 +461.3 Operational income 761.2 788.8 +3.6 978.7 +24.1 1,006.8 +2.9 Net income 82.2 64.3 -21.8 273.1 +324.8 71.8 -73.7 ------------------------------------------------------------------------------ The official list of KASE, category "A" includes following securities of the company: Sep.26, 2000 - registered coupon bonds (KZ2CKAN3AA16, trade code ATFBb).