BTA Bank (Kazakhstan) announced Y2013 1H results

27.08.13 14:38
/KASE, August 27, 13/ – BTA Bank (Almaty), bonds of which are officially listed on Kazakhstan Stock Exchange (KASE), provided to KASE the following press release of August 27, 2013: quotation Today BTA Bank JSC (the Bank) announced results of the Bank’s and BTA Group’s (the Group) performance during the first six months of 2013 on the basis of IFRS non-audited interim condensed consolidated statements. One of the main results of the Bank’s performance for the reporting period is generation of KZT 15,579 mln. net income. MAIN FINANCIAL RESULTS FOR THE REPORTING PERIOD Successful completion of 2012 restructuring gave rise to positive changes in the Bank’s activities. During the post-restructuring period the Bank focused on restoration of former market positions, continued working on optimization of its activities and increasing loan portfolio. For the first 6 months of 2013 assets of the Group increased by KZT 10.6 bln. and as of 30 June 2013 amounted to KZT 1,621 bln. (USD 10.7 bln.). Loan portfolio (net) amounted to KZT 636 bln. (USD 4.2 bln.) evidencing a slight decrease (by 1%) versus data as of 2013 beginning. Liabilities of the Group decreased by 0.6% to amount to KZT 1,334 bln. (USD 8.8 bln.). Liabilities decreased primarily due to decrease of liabilities to the credit institutions. Amounts due to credit institutions decreased by 15.6% to amount to KZT 54.7 bln. (USD 0.4 bln.). Decrease was due to repayment by the Bank of its liabilities on the Revocable Committed Trade Finance Facility (RCTFF) in accordance with the fixed schedule. Group’s equity increased by 7% and amounted to KZT 287.4 bln. (USD 1.9 bln.) by net income received during 6 months of 2013. First-tier equity adequacy ratio calculated in accordance with 2004 Basel Accord amounted to 24.1%. Net income of the Group received during the reporting period amounted to KZT 15.6 bln. (USD 103 mln). This was achieved owing inter alia to the positive net interest margin amounting to KZT 17 bln. (USD 112 mln.) versus expense amounting to KZT 9.8 bln. in the first 6 months of 2012. Net interest income of KZT 17 bln. was received due to considerable decrease of debt load based on 2012 restructuring and decrease of relevant interest expenses. Besides, Samruk-Kazyna bond yield increased by KZT 3.5 bln. versus the same period of the previous year due to increase of the coupon rate from 4% to 6% as the result of 2012 restructuring. Non-interest income increased by 4% mainly due to increase of net income from fees and commissions as well as net income from insurance activities. Net income from fees and commissions grew by KZT 8 bln. versus the same period of 2012 mainly due to decrease of the guarantee fee under Samruk-Kazyna JSC bonds as the result of 2012 restructuring. Besides, the Bank continued working on decreasing its operational expenses. Thus, HR expenses decreased by 9% versus the same period of 2012 and other operational expenses decreased by KZT 4.3 bln. (36%). ends The press release full version is available on KASE website at: - http://www.kase.kz/files/emitters/BTAS/btas_reliz_270813.pdf – in Russian; - http://www.kase.kz/files/emitters/BTAS/btas_reliz_270813_en.pdf – in English. [2013-08-27]