AFS characterized the banking sector of Kazakhstan as at September 1, 2009 (ON PRELIMINARY DATA)

/IRBIS, Dinara Mukasheva, September 21, 09/ - Agency of Republic of Kazakhstan on Regulation and Supervision of Financial Market and Financial Organizations (AFS) in its regulating press-release, dedicated to state of financial market and financial organizations of the republic, have characterized the banking sector of Kazakhstan as at September 1, 2009. As at September 1, 2009, according to AFS, the banking sector of the republic was represented by 37 second level banks. Changing of main characteristics of condition of Kazakhstan banking sector (in bn. KZT) ---------------------------------------------------------------------------- Changing (in %) relative to values -------------------------------- As at since Indicator 01.09. 09 for a month 2009 for a year --------------------------------- --------- ----------- --------- ---------- Joint assets 12,116.0 +0.1 +1.8 -3.5 Joint rated shareholders equity* -712.7 +53.0 - - Loan portfolio 10,163.6 +0.2 +10.0 +12.4 Loans for RK nonresidents 1,944.7 +1.0 +26.5 - Doubtful of 5th category and hopeless 3,434.0 +6.5 4.6 times - Overdue debt more than 90 days 1,603.3 +7.0 3.4 times - provision volume on loans 3,498.8 +6.6 3.4 times 4.7 times Total sum of deposits incl.: 8,078.7 +1.8 +17.5 +9.6 Legal entities 3,963.1 -0.5 -26.2 -31.9 subsidiaries 2,254.1 -1.7 -3.7 - individuals 1,861.5 +12.2 +24.1 +19.5 The joint liabilities 12,883.7 +1.8 +23.4 +17.1 Before nonresidents 4,856.3 -0.4 +3.6 -3.2 The joint sum of revenues 5,073.3 +64.0 +72.9 2.9 times The sum of charges 7,667.1 +40.5 2.6 times 4.7 times Undistributed net income (loss)** -2,599.5 +9.8 - - ---------------------------------------------------------------------------- * on 01.01.09 Joint rated shareholders equity made 1, 953.9 billion tenge, on 01.07.08 - 1,993.4 billion tenge; ** on 01.01.09 the net profit made 15,4 billion tenge, on 01.07.08 - 82,4 billion tenge. As of 01 September 2009, loans granted in foreign currency amounted to 60.1% of the total portfolio doomsday or 6,105.8 billion tenge. Assets denominated in foreign currencies amounted to 52.5% of total assets or 6,364.1 billion tenge. Liabilities denominated in foreign currencies amounted to 58.0% of total liabilities of STB or 7,474.9 billion tenge. Deposits denominated in foreign currencies amounted to 52.9% of total customer deposits (excluding deposits affiliates special purpose) or 3,082.6 billion tenge. The structure of credit portfolio of banks' share of standard loans amounted to 28.7%. suspicious - 44.0% . bad - 27.3% (the proportion of bad loans without BTA Bank "and JSC" Alliance Bank "in total loan portfolio is -- 8.2%). Loans by branches of the economy (excluding individuals) as of 01 September was 7,865.8 billion tenge . an increase for the month to 36.6 billion tenge. However, the structure of the economy, the share of loans by sectors were: construction - 27.2%, trade - 26.1%, non-productive sphere - 23.0%, industry - 15.3%, agriculture - 3.9%; transport - 3.0%; individual activities - 0.7%; Us - 0.8%. The share of highly liquid assets to total assets of banks amounted to 19.6%. For violation of banking legislation in August, banks had been rendered on 1 Written orders, 6 letters of commitment, 1 written warning. As of 01 September 2009 in the process of forced liquidation by a court there are 5 banks (JSC Currency-Transit Bank, JSC Nauryz Bank Kazakhstan, JSC Businessbank, JSC Kazpochtabank, JSC Komirbank). Resolution of the Board of the Agency # 205 of 28.08.2009, the public company "AL Hilal Bank" granted the status of bank holding company newly established JSC "Islamic Bank" AL Hilal". At the meeting of the Board of FSA, which was held August 28, 2009 on the regulation of second-tier banks and banking conglomerates adopted a number of decisions: - On Amendments and Additions to the Resolution of the Board of the Agency of the Republic of Kazakhstan on Regulation and Supervision of Financial Market and Financial Institutions on 27 March, 2009 # 68, On the Rules of operation for the simultaneous transfer of assets and liabilities in part or full amount of deposits of and entities other (s) bank(s); - On approval of the minimum amount of reserve capital banks in the second level. [2009-09-21]