AFS characterized the banking sector of Kazakhstan as at June 1, 2009 (ON PRELIMINARY DATA)

/IRBIS, Dinara Mukasheva, June 23, 09/ - Agency of Republic of Kazakhstan on Regulation and Supervision of Financial Market and Financial Organizations (AFS) in its regulating press-release, dedicated to state of financial market and finacial organizations of the republic, have characterized the banking sector of Kazakhstan as at June 1, 2009. As at June 1, 2009, according to AFS, the banking sector of the republic was represented by 38 second level banks. Changing of main characteristics of condition of Kazakhstan banking sector (in bn. KZT) -------------------------------------------------------------------------------- Changing (in %) relative to values ---------------------------------- As at since Indicator 01.07. 09 for a month 2009 for a year --------------------------------- --------- ----------- --------- ---------- Joint assets 12 149,6 +0,1 +2,1 -0,2 Joint rated shareholders equity* -280,0 2,9 times - - Loan portfolio 10 220,9 -0,1 +10,6 +14,4 Loans for RK nonresidents 1 959,6 +1,3 +27,5 - Doubtful of 5th category 3 149,3 +5,2 4,2 times - and hopeless Overdue debt more than 90 days 1 371,6 +16,8 2,9 times - provision volume on loans 3 128,1 +4,8 3,1 times - Total sum of deposits incl.: 7 807,0 +1,4 +13,6 +13,2 Legal entities 3 733,8 +2,6 -30,5 -31,1 subsidiaries 2 437,2 -0,5 -2,4 - individuals 1 636,0 +1,4 +9,0 +10,8 The joint liabilities 12 526,2 +1,3 +20,0 +17,7 Before nonresidents 4 913,3 -0,6 +4,8 -6,9 The joint sum of revenues 2 776,5 +12,9 -5,4 2,1 times The sum of charges 4 962,4 +1,1 +71,3 4,0 times Undistributed net income (loss)** -2 190,8 +1,1 - - -------------------------------------------------------------------------------- * on 01.01. Joint rated shareholders equity made 953,9 billion tenge, on 01.07.08 - 1 972,8 billion tenge; ** on 01.01.09 the net profit made 15,4 billion tenge, on 01.07.08 - 67,9 billion tenge. As at July 1, 2009, loans, distributed in foreign currency made 60.8 % from joint loan portfolio or KZT 6209,4 bn. In structure of a credit portfolio of banks the share of standard credits has made 31,7 %, doubtful - 45,5 %, hopeless - 22,8 %. Pawns in economic branch (excluding individuals) made KZT 7891.4 bn. and increased over the month by KZT13.0 bn. Along with this, pawns in economic branch made the following stakes: construction - 27.9 %, trade - 25.8 %, non productive sphere - 22.6 %, industry - 15.4 %, agriculture - 3.8 %, transport - 3.0 %, individual enterprise - 0.7 % and connection - 0.8 %. The obligations nominated in a foreign currency, have made 58,2 % from cumulative obligations BVU or KTZ 7 286,4 bn. The contributions nominated in a foreign currency, made 50,6 % from cumulative contributions of clients (without contributions of the braches of a special purpose) or KTZ 2 719,6 bn. The share of liquid actives to joint assets of banks made 16,9 %. For violations of banking legislation in June 2009, banks were rendered 5 written notifications, 12 letter-obligations, 5 written instructions also are concluded 1 written agreement. As at July 1, 2009 there are 5 banks in the process of forced liquidation by the decision of Court (Valut-Transit Bank JSC, Nauryz Bank Kazakhstan JSC, Businessbank OJSC, Kazpochtabank OJSC, Komirbank OJSC). - "On including changes and additions into the Resolution of the Board of the Agency of Republic of Kazakhstan on Regulation and Supervision of Financial Market and Financial Organizations, dated December 25, 2006, # 296 "About the statement of Rules on classification of assets, conditional obligations and creations провизий (reserves) against them and modification of the decision of Board of Agency of Republic Kazakhstan on regulation and supervision of the financial market and the financial organizations from March, 26th, 2005 # 116" About modification of some standard legal certificates of Republic Kazakhstan concerning on regulation and supervision of the financial market and the financial organizations "; - "About cancellation of the decision of Board of Agency of Republic Kazakhstan on regulation and supervision of the financial market and the financial organisations from February, 27th, 2009 # 25" About entering of additions and changes into the decision of Board of Agency of Republic Kazakhstan on regulation and supervision of the financial market and the financial organisations from January, 9th, 2006 # 6 "About the statement of Rules of appointment and acting administration activity (temporary manager) bank, the insurance (reinsurence) organisation and a memory pension fund"; - "About cancellation of the decision of Board of Agency of Republic Kazakhstan on regulation and supervision of the financial market and the financial organisations from April 29, 2009 # 96 "About entering of additions and changes into the decision of Board of Agency of Republic Kazakhstan on regulation and supervision of the financial market and the financial organisations from Dec 25, 2006. # 296" About the statement of Rules of classification of assets, conditional obligations and creations reserves against them and modification of the decision of Board of Agency of Republic Kazakhstan on regulation and supervision of the financial market and the financial organisations from March 26, 2005 # 116 "About modification of some standard legal certificates of Republic Kazakhstan concerning regulation and supervision of the financial market and the financial organisations"; - "About decision on permission to open the JSC" Bank Kassa Nova "; - "About decision on permission to open the JSC "EXPRESS BANK" permissions to voluntary reorganization in to the LLP " Credit association "EXPRESS". [2009-07-23]