Halyk Savings Bank of Kazakhstan announces consolidated financial results of its operation in Q1 2009

24.06.09 17:35
/KASE, June 24, 09/ - Halyk Savings Bank of Kazakhstan (Almaty), a company listed on Kazakhstan Stock Exchange (KASE), provided KASE with a press release: Quotation beginning Halyk Savings Bank of Kazakhstan and its subsidiaries (the Bank) (LSE: HSBK) releases its interim consolidated financial results for the three-month period ended March 31, 2009 prepared in accordance with International Accounting Standards 34 "Interim Financial Reporting" and reviewed by Deloitte LLP, Kazakhstan. - Total assets increased by 20.1 % in KZT terms and decreased by 4.0 % in USD terms during the first three months of 2009*; - Total amounts due to customers increased by 32.6 % in KZT terms and increased by 6.0 % in USD terms in Q1 2009*; - The total net loans to customers increased by 6.3 % to KZT1,263.4 bn from KZT1,188.3 bn as at YE2008; - Retail loans increased by 2.1 % to KZT353.8 bn from KZT346.6 bn as at YE2008; - Total equity increased by 15.6 % to KZT220.9 bn KZT191.0 bn as at YE2008; - Net interest income before impairment charge increased by 27.5 % to KZT24.4 bn from KZT19.1 bn in Q1 2008; - Net fee and commission income increased by 76.0 % to KZT10.3 bn from KZT5.8 bn in Q1 2008; - Operating expenses decreased by 6.2 % to KZT9.5 bn from KZT10.1 bn in Q1 2008; - Net income for Q1 2009 was KZT4.1 bn; - Net interest margin increased to 6.0 % from 5.3 % in Q1 2008; - The ratio of provisions to gross loans (provisioning rate) increased to 10.9 % from 8.8 % as at YE2008; - The ratio of operating expenses to operating income before impairment charge decreased to 23.2 % from 40.1 % against Q1 2008; - The ratio of operating expenses to average assets (cost-to-assets ratio) decreased from 2.1 % to 2.5 % for the first quarter of 2008; - The ratio of net loans to amounts due to customers (loan-to-deposit ratio) decreased to 1.10х from 1.37х as at YE2008. * USD amounts have been translated from KZT amounts at the rates of KZT151.08 = USD1.00 and KZT127.79 = USD, which are the rates reported by KASE on March 31, 2009 and December 31, 2008, respectivelyо. Contact: Assel Atinova asela@halykbank.kz +7 727 259 04 30 Farkhad Okhonov farhado@halykbank.kz +7 727 259 04 27 Viktor Skryl viktorsk@halykbank.kz +7 727 259 04 64 Oleg Khvan olegh@halykbank.kz +7 727 259 04 65 Quotation end The full version of the press release is available at the KASE website at: - http://www.kase.kz/files/emitters/HSBK/hsbk_reliz_240609.pdf - in Russian; - http://www.kase.kz/files/emitters/HSBK/hsbk_reliz_240609e.pdf - in English. [2009-06-24]